Slip and fall accidents often leave victims simply shaken up or with a few bruises and scrapes. However, depending on the circumstances, an accident like this could result in significant injuries and require extensive medical treatment. If you were injured in a premises liability accident and are interested in understanding who the party responsible for paying your medical bills is, continue reading and work with a skillful Kane County slip and fall lawyer today.
What is Premises Liability?
Premises liability is an important legal concept, especially when discussing slip and fall accidents. This law states that property owners are obligated to maintain a safe environment for welcomed guests and customers and are legally responsible for any accidents and injuries that occur on their property.
Slip and fall accidents in homes, stores, restaurants, etc. often occur due to the negligence of the property owner or manager. If the owner or individual in charge does not inspect and maintain the property or act quickly to resolve hazards, they could be liable for any injuries that occur as a result.
Who is Responsible for Paying Medical Bills After a Slip and Fall?
If you were injured in a slip and fall accident, one or more of the following could be responsible for paying for your medical bills.
- Your health insurance: In many cases, your health insurance will cover your medical bills after a slip and fall accident. Health insurance is designed to help pay for medical treatments and expenses regardless of how the accident happened. While you may be required to contribute money toward appointment copays or your insurance deductible, your policy will likely cover a significant portion of your bills.
- The property owner: As established above, property owners are responsible for accidents and injuries that occur on their property due to their negligence. If you were injured in a restaurant, at a retail store, at a friend’s party, etc. you may be able to file a claim against the owner’s liability insurance. If they are found negligent like failing to conduct regular inspections or maintenance of their property, their insurance may cover your medical expenses.
- Workers’ compensation: If your slip and fall occured at work then you may be covered under workers’ compensation. Some employers are required to provide this type of insurance to their employees. Workers’ compensation covers medical expenses and lost wages for employees injured on the job or due to their work.
- The negligent party: You can also take legal action against the negligent party by filing a lawsuit. This may be necessary if the property owner’s insurance denies your claim or the settlement offered is unsatisfactory. Through suing the negligent party, you can recover compensation for your medical expenses, pain and suffering, loss of income, emotional distress, and more.
One or more of the above parties can contribute to your medical expenses after a slip and fall accident. For more information regarding your legal rights and options, contact an attorney at O’Brien Law, LLC today.
