When you are involved in a vehicle accident, you leave the incident feeling shaken, scared, and worried. No matter if you were seriously injured or walked away, or if it was your fault or the other driver’s, you are likely going to need to work with insurance companies in the coming months. Most people can feel overwhelmed and frustrated when working with insurance companies during a claim. After all, most drivers don’t file a claim regularly and the experience is somewhat foreign. Here’s what you need to know about working with insurance companies after an accident.
Exchange Insurance Information
If you are able to, and your injuries are not too severe, take time at the scene to exchange insurance information. Keep this info, along with the other driver’s name, with you throughout the duration of the claim.
Seek Medical Attention
You may feel fine at the scene of the accident, but your adrenaline will wear off sooner than later and could leave you in pain. Take time to seek medical attention from first responders, via the emergency room, or via a visit to your physician’s office. In any case, make it to the doctor within the first 24 hours of the accident. This will help you during your claim for medical bills as you can establish the injury immediately after the accident.
Keep Track of Your Medical Bills
Keep a file with your medical bills associated with the injury in a specific location in your home. These are helpful for your claim and can keep you organized when answering questions about the incident.
Note Any Time Off Work
If you need to miss work due to your injury, add this detail to your folder of medical bills. Even if you are just taking off a few hours early to attend a physical therapy outpatient appointment, write it down.
Work With an Attorney
Most times, working with an attorney can make your insurance experience infinitely better. At O’Brien Law, we know the insurance claim industry better than nearly any other law office in the Chicago suburbs. Let us navigate those waters on your behalf so that you can focus on your recovery. We excel at advocating for people who were injured in vehicle accidents and will work our hardest to give you the positive outcome you deserve.
Call our offices today to talk more about your situation. Let’s work together to get you back on your feet.